The longer your funding application hangs in limbo, the harder it is to keep things moving. Traditional banks can take weeks to approve business financing of R15 million. That kind of delay slows everything else down—timelines, decisions, and your business’s growth momentum.
At Geddes, we believe that access to funding should match the pace of your ambition. We help business owners bypass the usual hold-ups with a process that’s clear, fast, and built to deliver results.
In this post, we’ll show you how to get funding for a business from us without waiting weeks for approval. You’ll learn what to prepare, what to expect, and how to get everything lined up for a 5-day turnaround.
How To Get Funding For A Business Fast
1. Make Sure You Meet Our Basic Qualifying Criteria
We’re ready to invest in your growth—but first, we need to know your business is ready too. Here are the criteria we work with.
Turnover Expectations
We partner with companies earning R2 million or more in annual revenue. This signals healthy financial flow and that your business is in a place where funding can fuel real momentum, not create pressure.
One Year of Active Trading
At least a year of trading gives us a fuller picture of your operations. We value experience and would like to see consistency, effort, and purpose from the businesses we partner with.
Assets That Can Back You
We offer secured funding only in the form of encumbered property or assets. Collateral adds certainty, protects the process, and ensures a genuine commitment from both sides.
2. Gather the Required Documents
Next, you’ll need to gather all the documents you’re going to need when submitting your application. Most of what’s required is likely already saved on your computer or sitting with your accountant.
Here’s a quick list of what you might need:
- 6 months’ bank statements
- Most recent management accounts
- Annual Financial Statements
- Company registration details
- ID copies of directors or members.
The sooner you collect and review these, the better. Make sure they’re recent, complete, and clearly legible. Label your files for easy upload — this will make the application process a breeze.
3. Fill Out and Submit Your Application
Now, it’s time to sit down, fill out the online application, and submit it. Our process is simple and takes less than five minutes. If you need support with your business loan application, just give us a call. We’ll walk you through each step and explain anything that needs a bit more detail.
Here’s how to complete the application:
- Log in to the Geddes Application Portal: Access the application form online.
- Fill Out the Form: Input your business details, financial information, and how you plan to use the funds.
- Upload Your Documents: Attach all the necessary documents you’ve gathered over the past few days.
- Review Everything: Before you submit, double-check that all the information is correct and up to date.
- Submit the application: Once you’re satisfied, submit the application.
4. Geddes’ Approval and Disbursement Process
After submitting your application, Geddes doesn’t waste time. Here’s how the approval process works over the next five days:
Review and Approval – Your application is reviewed quickly by Geddes’ team. The process is fast and designed to make sure you get the funding you need without any unnecessary delays.
Final Checks – If there are any follow-up questions or document clarifications, Geddes will get in touch promptly. This step ensures everything is in place for disbursement.
Final Confirmation – Once everything is confirmed, Geddes will let you know that you’ve been approved for funding. You’ll receive a formal offer detailing the terms.
Disbursement – Your funds will be released, and you’ll be ready to put them to work in growing your business.
Now that you’ve learnt how to get funding for a business, you’re ready to move forward. Apply at Geddes for growth capital and access up to R15M within five days.