FUNDED BY PEOPLE FUELLED BY TECH

Empowering Possibilities, Fuelling Your Growth

Our streamlined process makes it easy to access short-term secured funding, delivering fast liquidity when you need it most. Secure a loan of up to R15 million with approval in under 5 days.

Business Rescue Finance

Business Loans

Bridging Finance

Inventory Finance

Lease Funder

Invoice Factoring

Funding your Growth, Shaping YOUR Future

We see your growth potential, and we can help you finance it.

What works for one business might not work for yours. That’s why we provide diverse cash-freeing services to boost growth and cash flow.

We work for your business

Supporting entrepreneurs, Shaping South Africa's future.

At Geddes Capital we empower South African entrepreneurs through bespoke financial services, supporting SMEs often overlooked by traditional lenders. We understand the vital role these businesses play as job creators, driving innovation and reshaping our economy. Together, we aim to build a stronger, more prosperous South Africa for everyone.

Solo Studios

Siyathembana Trading

Prospekt Property Development

Stop wasting time with old-school funders

We are reimagining business funding.
Are you with us?

No more slow, outdated processes—our loan application is fast and simple, with approval in just 5 days. We bring an innovative approach to funding, providing straightforward solutions designed to help your business grow.

Ready to move your business forward? Let’s get started today.

Apply for a LoanLearn more

QUALIFICATION REQUIREMENTS

Do you qualify for business funding?

Creative business finance that’s fast, flexible, and future-focused.

Apply for a Loan

Funding Estimator

Thinking about applying for funding?

Check what you could qualify for. Answer a few quick questions about your assets and we’ll give you an indicative funding amount. This is a guideline only – final approval depends on a full assessment of your business and credit checks.

Step 1 of 2

Your details

Name

First Name Surname

Email Address(Required)

Contact Number(Required)

We’ll only contact you about this enquiry.

Your security

Approximate annual turnover

Optional, but it helps us understand your business size.

Which assets do you want use as security?(Required)

Immovable property

Movable assets (vehicles, plant & machinery)

Listed investments

Property as security

Property type(Required)

Please select…

Estimated current value of the property(Required)

Use a realistic market value. If you’re unsure, estimate conservatively.

How much is still owing on the bond for this property?(Required)

There is no bond / the property is fully paid off

I owe less than ±80% of the value (I’ve paid a deposit of ±20% or more)

I owe more than ±80% of the value (I’ve paid less than 20% deposit)

This field is hidden when viewing the form

Property security amount

Note: Because your outstanding bond is more than about 80% of the property value, we haven’t included this property as security in the estimate. If your equity increases, your qualifying amount could be higher.

Movable assets (vehicles, plant & machinery)

Total estimated value of movable assets(Required)

Vehicles, plant, machinery and other movable assets you’re willing to provide as security (combined total).

This field is hidden when viewing the form

Movable security amount

Listed investments

Total current value of listed investments(Required)

Shares, unit trusts or other listed investments you’re comfortable using as security (combined total).

This field is hidden when viewing the form

Listed investment security amount

This field is hidden when viewing the form

Section Break

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Total indicative loan

We may not be able to help right now

From the information you entered, we can’t see enough qualifying security for a facility under our current criteria.

This quick tool doesn’t look at your full business profile or credit record, so if you feel there’s more to your situation, you’re still welcome to submit a full application and we’ll review it in detail.

Complete the full application

You can also adjust your asset values above and run the calculation again.

Disclaimer: This calculator is provided for convenience only, based on your input and assumptions. We make no warranty, express or implied, regarding the accuracy or completeness of the results. We accept no liability for any loss or damage arising from the use of the calculator. Please contact us to verify any information.

Case Study

Fields of potential

Where other funding companies saw sheep, we saw a flock load of potential.

That’s why we funded the future for one of our farming clients. It’s what we call creative, future-focused funding. And it’s what sets us apart.

Seize the Moment, Build the Future

Turn Opportunities into Success

With fast funding, simple processes, and friendly expertise, we remove obstacles to empower your business. Opportunities won’t wait—neither should you.

0+
years
combined expertise in finance and global experience across various sectors.
0+
industries
of diverse experience, providing financial solutions across multiple markets.
R0M+
funds
deployed to South African businesses, fueling growth and sustainability.

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“We have used the RetailRockIT product offering at Geddes Capital, and it has been brilliant. As a supplier to Takealot, we have been able to utilise this kind of supply chain finance platform to great effect, and improve our cashflow. Dealing with the Geddes team has also been a pleasure, they are customer focused and solution orientated, and the set up process was really simple.”

Dirk Hildebrandt

“I started working with Geddes Capital about 18 months ago and their services have changed my business and unlocked cash-flow that has allowed us to continue to grow. Apart from this they are just awesome people to do business with all round.”

Chris McWilliams

Read more reviews

Real-World Stories, Real Growth

INSIGHTS

Explore success stories, industry insights, and practical strategies tailored to help your business thrive. From funding solutions to real-world case studies, discover the tools and inspiration to drive growth.

22 October 2026
Your Invoices are Assets, Not Just Paperwork
It’s easy to think of an invoice as the final administrative step in a sale. Once it has been issued, it moves into the accounts department and becomes part of…
22 October 2026
The Businesses Most Exposed to Late-Paying Customers
Cash flow problems are widespread among South African small businesses. Xero’s 2026 State of South African Small Business report found that 62% of respondents had experienced cash flow issues during…
22 October 2026
Invoice Factoring or Waiting for Payment? The Cost of Choosing Time
Cash flow problems are often treated as a sales problem. The business needs more customers, more orders or more revenue. Yet some businesses have a different issue. They are generating…
21 October 2026
What Property Developers Need to Know About Project Profitability
A property development can look like a very simple calculation. Buy land for R10 million. Build something worth R100 million. Sell it. Make a handsome profit. That calculation leaves out…

Feedback that takes us forward

What Our Clients Are Saying

Our clients are at the heart of everything we do. Explore their stories and see how Geddes Capital has delivered exceptional service, fast funding, and impactful solutions to help businesses thrive.

    
 
 
       Excellent service and understanding of customer needs. I fully endorse Geddes Capital for any size business as they are there to help you with your financial needs and help develop tailormade finance solutions for your business and budget.
  
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   gravesham jagarnath 
 
 
 
 
      What an incredible team of people. Very professional and welcoming. Everyone welcomed me with open arms and made me feel part of the team. Thank you to everyone at Geddes Capital.
  
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   Ernst Diedericks 
 
 
 
 
      Geddes Capital was one of the first companies to support our business. As a young company, securing funds through traditional banking channels was challenging. Geddes helped our business grow significantly. The team has always been quick to respond and assist, making the process efficient. This financing approach is very different from what we’re used to, but it has been highly beneficial for our growth and has enabled us to take on bigger opportunities.
  
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   Bhavnesh Harilal 
 
 
 
 
      I worked with Geddes to create some video content for them. Throughout the whole time working with them, they were always on the ball, ready to deliver any information I needed. Every person I interacted with, at the company, also had such a warm welcoming vibe! It was such a pleasure working with Geddes!
  
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   Ronan Irish 
 
 
 
 
      Really was a truly great experience working with the Geddes Capital team. Would highly recommend to any small business owners looking for any innovative guidance and help. Really awesome customer service & would recommend to anyone seeking a funding partner.
  
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   Matthew Pieterse 
 
 
 
 
      Geddes Capital is a great alternative funder that work efficiently and smooth communication! Definitely recommend.
  
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   Nathirah Titus 
 
 
 
 
      For more than a year our company received only the best service from Geddes Capital with invoice funding, with their friendly and supportive staff we look forward to many more years
  
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   Marisa Conradi 
 
 
 
 
      Thank you to Geddes Capital team for making all things possible for my business, you guys are the best by far👏👏👏
  
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   Anthea Geneva 
 
 
 
 
      When I think service excellence only one name comes to mind and that is Geddes Capital. For fast and super efficient service please contact the Geddes team. The best time is right now right here. From The Sparta Team.
  
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   Jason Claassens