Business Loans
Get the money you need to grow
Fast, flexible funding that works for you.
We pride ourselves on working closely with our customers to find solutions for their funding needs through innovative and strategic thinking. Our simple solution provides short-term secured funding for quick liquidity, with facilities ranging from R1,000,000 to R15,000,000 and terms from 6 months to 5 years. With one of the fastest application-to-loan turnaround times, we typically conclude within 5 working days.

What makes Geddes Capital the smarter choice for business funding.
Flexible amounts
Our business loans range from R1m to R15m, helping you seize opportunities, grow, and fund your future.
Custom payment plans
We tailor payment plans to fit your business, offering interest-only, partial capital, or residual options.
Trusted & experienced
With 100+ years of experience, we’ve helped businesses worldwide succeed.

QUALIFICATION REQUIREMENTS
We are flexible and creative in our efforts to fund your future.
That said, we do have some basic qualification requirements:
Time in business
Your business must be actively trading for over one year.
Minimum turnover
Your company must generate at least R2 million annually.
Registered
South African company, close corporation or VAT registered sole proprietor.

Getting a Loan
How does it work?
01
Apply online
Fill out our loan application form, and a friendly financier will get in touch with the next steps.
02
Get funding
We can advance 100% of the loan upfront, depending on your unique needs.
03
Finance terms
We typically charge between 2.5% – 3.5% interest on loans from 6 months right up to 5 years.