Apply for a Loan

Business Loans

Get the money you need to grow

Fast, flexible funding that works for you.

We pride ourselves on working closely with our customers to find solutions for their funding needs through innovative and strategic thinking. Our simple solution provides short-term secured funding for quick liquidity, with facilities ranging from R1,000,000 to R15,000,000 and terms from 6 months to 5 years. With one of the fastest application-to-loan turnaround times, we typically conclude within 5 working days.

Application Received5 days ago
Funding Approved1 day ago
R15 000 000 Paid1 hour ago

  • What makes Geddes Capital the smarter choice for business funding.

  • Flexible amounts

    Our business loans range from R1m to R15m, helping you seize opportunities, grow, and fund your future.

  • Custom payment plans

    We tailor payment plans to fit your business, offering interest-only, partial capital, or residual options.

  • Trusted & experienced

    With 100+ years of experience, we’ve helped businesses worldwide succeed.

QUALIFICATION REQUIREMENTS

We are flexible and creative in our efforts to fund your future.

That said, we do have some basic qualification requirements:

  • Time in business

    Your business must be actively trading for over one year.

  • Minimum turnover

    Your company must generate at least R2 million annually.

  • Registered

    South African company, close corporation or VAT registered sole proprietor.

Apply nowStill have questions?
  • You want to free up your capital. It‘s an easy way to obtain rental income in advance.
  • You don’t want to miss out. Great opportunities won’t wait, which is why our service helps you secure a prosperous future.
  • You need immediate cash to do repairs and maintenance to your property.
  • You want to save time and labour. We do all the following up and chasing of rental payments (bad debts aside) so you can focus on growing your property portfolio or business.

BUSINESS LOAN

It's right for you if...

  • You need additional cash flow to buy stock, equipment, raw materials or fund growth.
  • Your business has a minimum annual turnover of R2 000 000 and has been actively trading for at least one year.
  • Your business is a registered South African company, close corporation or you are a sole proprietor who is VAT registered.
  • You have available property, fixed or immovable assets which are not financed.
  • You’re looking for speed, creative solutions and personal service.
Apply for a LoanStill Have Questions?

  • 01

    Apply online

    Fill out our loan application form, and a friendly financier will get in touch with the next steps.

  • 02

    Get funding

    We can advance 100% of the loan upfront, depending on your unique needs.

  • 03

    Finance terms

    We typically charge between 2.5% – 3.5% interest on loans from 6 months right up to 5 years.