Crypto Asset-Backed Lending
Borrow Against Your Crypto Without Losing It
Borrow Cash Against BTC and ETH
Your crypto holdings have real value — but that value is locked up until you sell. Geddes Capital's crypto-backed lending facility gives you access to cash using your digital assets as collateral, without triggering a disposal event or losing your position in the market.
Business owners and investors across South Africa use our structured lending facility to access liquidity backed by their digital assets. Your crypto is held in regulated, institutional-grade custody for the duration of the loan and returned to you in full on repayment.
Key features of Crypto Asset-Backed Lending
Loan Amounts
Access funding from R100,000 to over R2,000,000, structured around the value of your crypto holdings and your specific capital requirements.
Flexible Terms
Choose from repayment periods of up to 36 months, giving you the flexibility to structure your loan around your cash flow and investment timeline.
Loan-to-Value (LTV)
Borrow up to 50% of your crypto asset’s current market value. This conservative LTV ratio protects both parties and keeps the facility sustainable even through periods of market volatility.
Secure Custody
Your crypto assets are held with regulated, institutional-grade custodians for the full duration of the loan. Security and transparency are built into every facility we structure.
Crypto Asset-Backed Lending
How does it work?
01
Apply Online
Submit a quick application with your crypto asset details, including the type and approximate value of the holdings you intend to use as collateral.
02
Get Approved
We assess your collateral, evaluate your lending requirements, and structure a loan facility that works for your business and repayment capacity.
03
Loan Disbursed
ROnce approved and collateral confirmed, funds are transferred directly into your account. The process is fast, with minimal friction.
04
Repay & Reclaim
Settle the loan according to the agreed repayment terms and your crypto is returned to you in full. No permanent disposal, no capital gains event.
Crypto Asset-Backed Lending
We’ve helped businesses across South Africa access bespoke lending solutions for over 8 years. If you’re crypto-rich and liquidity-tight, let’s talk. Email us at getfunded@geddescapital.co.za or fill in our quick application form online and one of our deal team members will get in touch.