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Trade Finance

Trade Finance for South African SMEs

Flexible funding for your supply chain

Scale your business with cash-freeing trade finance. Geddes offers structured trade finance facilities individually tailored to suit your business’s unique requirements. We help free up your cash flow by financing the purchase of your goods upfront, so you won’t be out of pocket for supplier payments. This allows you to confidently fulfill local or international orders and only repay us once you have received payment from your customers.

Initial facilities of up to R2m

Credit terms up to 90 days

Secured financial capital

Services we offer

How we can help you

We pay your local and international suppliers:

  • Upfront supplier payments to enable your business to make bulk purchases and negotiate discounts.
  • Payments of purchase orders that your company may be struggling to paty.

We can assist with making the stressful process of physical shipping easier

  • Processing of marine insurance and claims.
  • Optimal and effective route management.
  • Accurate landed cost analysis to include duties, tariffs and VAT.
  • Assurance of paperwork compliance on your behalf with customs, port health and other authorities.

Consult us to identify, assess and control your trade finance: legal, strategic and security risks

  • Foreign currency hedging.
  • Risk management and mitigation.
  • Expertise in how to structure your international trade opportunities.

Utilise our vast network of trustworthy buyers and suppliers

  • Correspondence with international and local off-takers if your buyer falls through.
  • Exploit our relationships with buyers and suppliers in a variety of sectors, including mining, construction, agricultural products, retail, and much more.

  • We support the following transactions

  • Payment of stock

  • Forwarding and clearing costs

  • Transportation and insurance costs

  • Inventory finance

  • Purchase order finance

  • Customs VAT and duties payable

  • Import finance

Trade Finance

Minimum Requirements

  • Business must be a (Pty) Ltd or CC
  • Must have been trading for at least 12 months
  • Minimum annual turnover of R250,000 for local trade finance and R500,000 for international trade finance
  • Viable trade metrics with a healthy margin
    (typically a minimum of 30%)

  • 01

    Apply online

    Fill in an online application covering your credibility to receive trade finance services.

  • 02

    Meet our team

    If you meet our criteria, we’ll set up a call to answer your questions and ask a couple of questions of our own.

  • 03

    Final checks

    You’ll do some quick paperwork and send us your supporting documents while we complete your due diligence checklist.