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Trade Finance

Trade Finance That Frees Your Cash Flow

Structured Supply Chain Finance for South African Importers and Exporters

Supplier payments cannot wait for your customers to pay. Geddes Capital's trade finance facilities bridge that gap — we fund the purchase of your stock upfront, so you can fulfil local and international orders without tying up your own cash.

Each facility is structured around your business's specific requirements. You repay us once you have received payment from your customers, keeping your cash flow intact and your supply chain moving.

Initial facilities of up to R2m

Credit terms up to 90 days

Secured financial capital

Services we offer

How we can help you

Geddes pays your local and international suppliers directly, so you can focus on fulfilling orders:

  • Upfront supplier payments that allow your business to make bulk purchases and negotiate better pricing.
  • Settlement of purchase orders that your business does not have the immediate cash flow to cover.

We take the complexity out of cross-border physical shipping so you can focus on the trade:

  • Processing of marine insurance and claims.
  • Optimal and effective route management.
  • Accurate landed cost analysis covering duties, tariffs, and VAT.
  • Paperwork compliance handled on your behalf with customs, port health, and other relevant authorities.

We help you identify, assess, and control the legal, strategic, and financial risks in your trade transactions:

  • Foreign currency hedging to protect your margins against exchange rate movements.
  • Risk management and mitigation across your supply chain and debtor base.
  • Expert guidance on structuring your international trade opportunities for efficiency and security.

Tap into our established network of verified buyers and suppliers across multiple sectors:

  • Access to international and local off-takers if your existing buyer arrangement falls through.
  • Connections across mining, construction, agricultural products, retail, and more — built on relationships developed over years of active trade finance facilitation.

  • We support the following transactions

  • Payment of stock

  • Forwarding and clearing costs

  • Transportation and insurance costs

  • Inventory finance

  • Purchase order finance

  • Customs VAT and duties payable

  • Import finance

Trade Finance

Minimum Requirements

  • Business must be a (Pty) Ltd or CC
  • Must have been trading for a minimum of 12 months
  • Minimum annual turnover of R250,000 for local trade finance and R500,000 for international trade finance
  • Viable trade metrics with a healthy margin
    (typically a minimum of 30%)

  • 01

    Apply online

    Fill in an online application covering your business credibility and requirements to receive trade finance services. The process is straightforward and can be completed in minutes.

  • 02

    Meet our team

    If you meet our criteria, we will set up a call to walk you through the facility, answer your questions, and learn a little more about your business needs.

  • 03

    Final checks

    You will complete a short set of paperwork and submit your supporting documents. Our team works through the due diligence checklist and moves quickly to get you funded.