Never run out of stock again! Let us fund your fast-selling items and maximise your online sales.
Unlike traditional loans, there are no fixed payments or repayment structures. Because we focus on repayment ability, and not security assets, smaller and younger businesses who do not yet have assets to secure the facility can still access our services.
We work on a pay-as-you-go basis meaning that there are no fixed payment terms and your cash inflows and outflows are matched. You only pay for the stock when you actually sell it, so you won't be out of pocket.
We help you free up cash by purchasing stock for you that you would traditionally purchase yourself. If you have already bought stock, we will buy it from you so your inventory is turned into cash. This freed up cash can be put towards growing and improving your business.
Your products are fast-moving and sold on an online marketplace.
Your monthly turnover is between R250k and R1.5m.
You have high profit margins of above 30%.
You have a 12 month track record.
You can show 6 months of sales data from online platforms.
You already have stock on hand.
You want to free up cash for a 3 to 6 month period.
In inventory finance we will purchase your stock from you directly whilst it is waiting to be sold in a warehouse. As items are sold the money is collected into a third party, digital account which is immediately re-distributed back to you less our fees. This system ensures full visibility for all parties involved.
Our ideal client that would be best suited to inventory finance is someone who wants to purchase products to sell at a later date. It is an effective way to free up your cash flows and boost your balance sheet. This extra cash can then be used to purchase more stock or to grow other parts of your business. If you sell your goods on an E-commerce platform then we can not only assist you with inventory finance but help with processes to manage your inventory effectively.
Short-term or a revolving line of credit best suits inventory finance.
To put it inventory funding simply you will sell your inventory to us and use a portion of your sales proceeds to pay off the loan. Inventory funding is an incredibly simple process, which still allows you to fully control your sales and customers directly.